Getting a credit card and not following the important rules can encumber with lot of troubles. Here are four ways to avoid the troubles.
1. Follow the guidelines
It is very important that you follow the credit card payment rules and regulations carefully. This refers to regular allegiance to events like mentioning proper payment address, keeping track of the payment dates, etc.
2. Be done with the minimum payment at once
Avoid missing the payment date and paying hefty late fees by making immediate payments. Pay the minimum at least to avoid paying late credit card fees and you can always make the additional payments later. This will keep your interest costs down and friendly.
3. Set your own due date
Many credit card companies will allow you to choose a due date as per your convenience. So set your due date such that your credit card bill arrives post you get your earnings or salary.
4. Pay online
You can also pay online, and it fact, it is a great option to avoid paying late fees. You can even opt for automated payment options online. Most of the credit card companies accept payments online. All you need to do is sign up for the service on the credit card company’s site. Do remember to select a payment amount that routinely covers the minimum amount due every month. Make the additional payments later thus keeping your interest payments down.
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